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Terms & Conditions

These Terms of Use (“Terms”) govern your access to and use of the services, information, and materials provided by Palladium Wealth (“we,” “us,” or “our”). By accessing our digital platforms or engaging with our services, you agree to be bound by these Terms. If you do not agree, please do not use our services.

1. Use of Services

Our services are intended for individuals who are 18 years or older and reside in jurisdictions where our services are lawfully offered. By using our services, you represent that you meet these requirements.

You agree to use our content and services only for lawful purposes and in accordance with these Terms.

2. Not Financial, Legal, or Tax Advice

All information provided through our website, marketing materials, emails, phone calls, or text messages is intended for general informational purposes only and does not constitute financial, investment, legal, or tax advice.

We do not provide formal advice of any kind unless and until a client-advisor relationship has been officially established through a signed agreement and you have opted into our services as a client.

You acknowledge and agree that:

  • No advice will be provided via phone calls, text messages, or informal conversations.

  • Any financial, legal, or tax guidance offered will only come from qualified professionals who are properly licensed and certified to do so under applicable regulations.

  • General information shared before the start of a formal client relationship should not be relied upon for making financial or legal decisions.

To receive tailored and professional advice, we encourage you to schedule a one-on-one consultation with a Private Client Advisor.

3. Client Relationship

Engaging with our website, submitting a contact form, or communicating with a representative does not create a client-advisor relationship. A formal relationship is only established upon mutual agreement and completion of all required documentation.

4. Intellectual Property

All content, materials, branding, and logos displayed on our platforms are the intellectual property of Palladium Wealth or its licensors. You may not reproduce, modify, distribute, or use any materials without prior written consent.

You are granted a limited, non-exclusive, non-transferable license to access and use our content for personal, non-commercial purposes only.

5. User Conduct

You agree not to:

  • Misuse our services or attempt to gain unauthorized access

  • Submit false or misleading information

  • Use our content for illegal or unethical purposes

  • Violate any applicable laws or regulations

  • Interfere with the functionality or security of our platforms

We reserve the right to restrict or terminate access to our services at our discretion, without notice, for any violation of these Terms.

6. Third-Party Services and Links

Our platforms may reference or link to third-party services or resources. We do not control or endorse these third-party offerings and are not responsible for their content, accuracy, or privacy practices. Use them at your own risk.

7. Disclaimer of Warranties

All content and services are provided “as is” and “as available” without warranties of any kind, either express or implied. Palladium Wealth does not guarantee the accuracy, completeness, or timeliness of the information provided.

We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

To the maximum extent permitted by law, Palladium Wealth and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of our services.

This includes, but is not limited to, loss of data, loss of income, or any business interruption, even if we were advised of the possibility of such damages.

9. Privacy

Your use of our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.

10. Modifications to Terms

We reserve the right to update or modify these Terms at any time. Changes will become effective upon posting. Your continued use of our services after such changes constitutes your acceptance of the revised Terms.

11. Governing Law

These Terms are governed by the laws of the State of [Insert State], without regard to conflict of law principles. Any disputes shall be resolved in the courts of competent jurisdiction within that state.

12. Contact Us

If you have any questions regarding these Terms, please contact us at:

Palladium Wealth
Phone: 786-432-9015

Business Hours: Monday–Friday 8:00 AM – 6:00 PM, Saturday 8:00 AM – 3:00 PM
Closed on Sundays

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