Legal Disclosures

At Palladium Wealth, transparency and client trust are paramount. Please carefully review the following important legal disclosures regarding our advisory services, limitations, and your responsibilities.

1. No Guarantee of Investment Outcomes

All investment advice and recommendations provided through Palladium Wealth are offered solely by licensed and certified investment professionals. While we and our advisors strive to deliver informed and prudent guidance, investment involves risks, including the potential loss of principal.

Market volatility, economic conditions, and other factors beyond our control can impact investment results. Therefore, we cannot guarantee any specific financial gains or returns, and past performance is not indicative of future results.

2. No Direct Access to Client Funds

Palladium Wealth operates strictly as a financial advisory and consulting firm. We:

Do not have any direct access, control, or authority over your bank accounts, investment accounts, credit lines, or other financial assets.
May be added as an authorized user or monitor on accounts you choose to share with us for the purpose of oversight and advice only.
Will never withdraw, transfer, spend, or alter any funds or credit lines on your behalf without explicit, separate authorization through your licensed investment professional.

This separation ensures your assets remain under your direct control and custody at all times.

3. Role of Licensed Professionals

Our advisory role includes consultation and coordination with a network of licensed, certified, and independent professionals, including financial advisors, attorneys, accountants, and other specialists.

These professionals are not employees or agents of Palladium Wealth, but independent third parties selected based on their expertise and suitability to meet each client’s unique needs.
We carefully match clients with these experts to provide a tailored and holistic wealth management experience.
All final decisions regarding your investments, legal matters, or tax planning rest with you and your chosen professionals.
Your Private Client Advisor will attend any and all meetings with these professionals and will act as your main point of contact. Clients should not reach out to these professionals independently; all communications and arrangements will be facilitated by your Private Client Advisor to ensure cohesive and coordinated service.

4. Client Responsibility

As a client, you acknowledge and agree to:

Provide accurate and complete information necessary for us and our affiliated professionals to offer sound advice.
Understand that all investment decisions carry risk, and you assume full responsibility for the outcomes of those decisions.
Engage directly with the licensed professionals we recommend for any execution of transactions or formal legal/tax advice.
Keep your account credentials secure and notify us immediately if you suspect any unauthorized access.

5. Limitation of Liability

Palladium Wealth, its affiliates, employees, and representatives shall not be liable for any losses, damages, or liabilitiesarising directly or indirectly from the use of our advisory services, including but not limited to investment losses, data breaches, or unauthorized access.

Our role is advisory and consultative; we do not act as custodians or trustees of client assets.

6. Regulatory Compliance

We comply with all applicable laws and regulations governing financial advisory services. Our licensed professionals maintain all required certifications and licenses to provide investment and financial advice.

We reserve the right to update or modify these disclosures to remain compliant with evolving regulations and industry standards.

7. Contact and Questions

If you have questions about these disclosures or need further clarification, please contact us:

Palladium Wealth
Phone: 786-432-9015
Business Hours: Monday–Friday 8:00 AM – 6:00 PM, Saturday 8:00 AM – 3:00 PM
Closed on Sundays